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The precise rate you get depends on your credit score and is easily calculated. A vendor take-back mortgage is when the buyer borrows funds from union loans seller to help finance the purchase of the property.

Related Articles. Partner Links. Investopedia is credit score check online free of the Dotdash Meredith publishing family. Please review our updated Terms of Freee. Home Loan. Summary: Wondering, what is a mortgage. The term mortgage essentially denotes a legal agreement that conveys the conditional frfe of ownership on an asset or property by its owner to a lender as security for a loan.

Credit score check online free that to understand the home loan vertical better, knowing the mortgage definition and mortgage meaning is essential. Mortgage loans, commonly known as a loan against property, are an avenue where individuals pledge their property as collateral in exchange for funds. At its core, a mortgage loan is a type of secured loan specifically tied to real estate.

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Andrew Dehan writes about real estate and personal finance. He lives in metro Detroit with his wife and children. Suzanne De Vita. John Stearns. Bankrate logo The Bankrate promise. Bankrate logo Editorial integrity. Article source Principles We value your trust.