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In this article. Here are some tried and true behaviors to keep top of mind as you begin to establish - or maintain - responsible credit behaviors: Pay your bills on time, every time.

Pay off your debts as quickly as sigma loans can. Keep your credit card balance well below the limit. A higher balance compared to your credit sigma loans may impact your credit score. Apply for credit sparingly. Applying for multiple credit accounts within sigma loans short time period may impact your credit score.

Check your credit reports regularly. Request a free copy of your credit report and check it sigma loans loans rhode island dscr sure your personal information is correct and there is no inaccurate or incomplete account information.

By requesting a copy from one every four months, you can keep an sifma on your reports year-round. Remember: checking your own credit report or credit score won't affect your credit scores.

Read more from Jeff Ostrowski. He leads a team responsible for researching financial products, providing analysis, and advice on personal finance to a vast consumer audience. Sigma loans more from Greg McBride.

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