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Special rate subject to change at any time without notice. Penalty for early withdrawal applies to all CD and IRA certificate terms: For terms less than 6 months, subject to a 30 please click for source dividend penalty; for terms 6 months but less hitle 12 months, subject to a 60 day dividend penalty; for 12 month term, subject to a 90 day dividend penalty, for terms greater than 12 months, subject to a day dividend penalty.

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