How to get a loan with bad credit

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Investopedia is part of the Dotdash Meredith publishing family. Please review our updated Terms of Service. When it comes time to buy a homegetting a mortgage from a bank is a popular choice - but credit unions also offer their own unique set of advantages. The main difference between banks and credit unions is that banks are for-profit institutions owned by shareholders, vredit credit unions are non-profit cooperatives that are owned by members and customers. This means that banks are larger, have more money, and offer more services.

These services include checking and savings accounts, how to get a loan with bad credit loans, credit cards, investment products, and more.

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