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Double-wide mobile homes are towed trailers joined together and are typically wider. You can purchase those using an FHA loan, but the definition of a manufactured home is actually broader than that - and so are your homebuying options. Over the years, manufactured homes have evolved in size, features offered, and overall appearance. They have vaulted ceilings, wrap-around porches, and other features you might associate with an upscale site-built home.
On average, manufactured homes cost less than in-site homes. Purchasing a manufactured home may therefore provide an alternative for homebuyers purchasing in how to get free credit score competitive how to get free credit score or where home values are higher than they can comfortably afford. Some of the larger, newer models can cost as much as a site-built home. HUD itself notes that manufactured homes are often referred to as mobile homes.
The terms are often used interchangeably, but manufactured home is the more modern term. There are several types of FHA manufactured home learn more here programs. Title I loans can be used to purchase a manufactured home, a lot, go here both a home and a lot.
The repayment term of a Title I loan can be up to 20 years for a home or a home and a lot.
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